BSE NSE
Use various calculators to solve your financial queries.
Your Result on : Risk Analyzer

You thought you and your childhood friend had the same likes and dislikes, preferences and prejudices because you grew up together. Ever wondered why he continues to put his money in bank fixed deposit while you thrive on playing the stock markets? Its all about how different your risk profiles a(Rs)....

Your risk profile is essentially determined by objective factors (age,income level, number of dependents, security of your job) and subjective factors (risk behaviour intrinsic to each individual's psychology).

The Risk Analyser takes you through a series of scientifically designed multiple choice questions to understand your risk taking capacity and behaviour and thereby arrive at an assessment of your risk profile.

 
 1 Your age is :
Under 30     30 - 40 41 - 50
51 - 60 60 or over
 
 2 Your current annual take-home income is :
Under (Rs)100,000 between (Rs)100,000 and (Rs)200,000
between (Rs)200,000 and (Rs)500,000 between (Rs)500,000 and (Rs)10,00,000
over (Rs)10,00,000
 
 3 The number of years you have until retirement is :
3 years or less 3 to 5 years 5 to 10 years
10 to 15 years 15 years or more
 
 4 Your present job or business is :
Is not dependable Is relatively secure Is secure
doesn't matter as you already have enough wealth
doesn't matter as you can easily find an equally good new job/career
 
 5 What is your expectation of how your future earnings would be :
It would far outpace inflation It would be somewhat ahead of inflation
It would keep pace with inflation It may not be able to keep pace with inflation
 
 6 How would you describe yourself as a risk-taker?
Careless Willing to take risks for higer returns
Can take calculated risks low risk taking capability
extremely averse to risk
 
 7 How good is your knowledge of finance?
I'm an expert in the field of finance I'm proficient in finance
I don't know much about finance but I keep myself updated about the developments through newspapers, journals, TV, etc.
Limited to knowing things like how the stock market or certain select script is / are moving
I'm totally zero as far as knowledge of finance is concerned
 
 8 If you lose your job or stop working today, how long do you think your savings can support you
less than 3 months 3 - 6 months 6 months to 1 year
1 - 3 years More than 3 years
 
 9 If you had (Rs)50,000 to invest, which of the following choices would you make ?
Put the money in Bank Fixed Deposit and Bonds
Invest the money in Mutual Funds Invest the money in Shares
Invest in a combination of the above with higher proportion of Bank FDs and Bonds
Invest in a combination of the above with higher proportion of Mutual Funds and shares
 
 10 You have a market tip on the price appreciation of a certain scrip, you :
Immediately invest in the scrip
Invest if you feel that the source of the tip is an experienced / expert market player
Do some enquiry and analysis and then decide
Want to invest but are generally unable to take a decision in such cases
You don't rely on such tips or totally ignore it
 
 11 You are on a TV game show and you win (Rs)10,000. You have a choice to keep the money or risk it to win a higher amount. You :
Are happy with the (Rs)10,000 that you've earned
Risk the (Rs)10,000 on a 50% chance of winning (Rs)30,000
Risk the (Rs)10,000 on a 25% chance of winning (Rs)75,000
Risk the (Rs)10,000 on a 10% chance of winning (Rs)1,00,000
 
 12 Which one of the following best describes your feeling immediately after making an investment, you :
Are not bothered - its just another investment for you
Are satisfied and StaticTxt with the decision
Are not very sure whether you made the right decision
Are worried Generally regret your decision
 
 13 The stock market has dropped 25% and a share that you own also dropped 25%, but the market expects the share to go up again. What would you do ?
Sell all the shares Sell some of them Buy more of them
Keep all of them as you expect the price to reach the earlier level
Keep all of them as you are afraid of booking a loss
 
 14 You have a substantial sum of money spare for about 6 months after which you need this sum to repay a loan, this sum is currently not invested anywhe(Rs) You would:
keep the money in your Bank Fixed Deposit or Open ended Debt Mutual Funds
invest the money in Open ended Equity Oriented Mutual Fund
invest the money in Equity Shares
loan the money at market rates to businessmen
invest the money in a combination of above
 
 15  You are financially responsible for (exclude dependants who can be supported by your spouse's income)
only yourself. 1 person besides yourself
2 to 3 persons besides youself 4 to 5 persons besides youself
more than 5 persons besides yourself
 
Untitled Page
Top
Risk Factor   |   Terms & Conditions   |   Privacy Policy   |   Disclaimer   |  Sitemap 
Important Links:   SEBI   |   NSE   |   BSE   |   MCX   |   NCDEX   |   NSDL   |   CDSL  |   FMC
GANESH S SHANBHAG--BSE SEBI No.INS010695018 / 01-10777 affiliated to ISS SEBI No. INB011077733
2017-18 © SMS Financial Services. All rights reserved. Designed, developed & powered by C-MOTS Infotech (ISO 9001:2015 certified)